Germantown property owners paid 1.7% of their home values in property taxes during the fourth quarter of 2025, which is nearly twice the national average, according to BlockShopper.com.
Data shows the median home sale price in Germantown was $190,000 in the fourth quarter of 2025, based on three transactions recorded during that period. The median tax bill for the city for 2025 reached $3,150, which is 1.7% of the value of the homes taxed.
The average effective property tax rate in the U.S. stood at 0.888% in 2024.
Within Clinton County, the cities of New Baden, Aviston, and Centralia recorded the three highest effective property tax rates.
This article’s calculation of the effective property tax rate for 2025 uses estimated inflation and 2024 county tax data. Individual property tax rates might differ slightly from these estimates.
In the U.S., home prices continued to climb in 2025, bringing the national median to around $447,000 in June, a 1.13% rise compared with the year before, according to Redfin. The data further reveals a notable mismatch between supply and demand, with sellers outnumbering buyers by 36%, or 508,715 homes. Redfin considers the market balanced when seller and buyer figures are within 10% of each other.
The following table presents a comparison of New Baden and other Clinton County cities by their median effective property tax rates, calculated using fourth quarter 2025 sales and tax data.
| City | Q4 2025 Sales | Q4 2025 Median Price | Median tax 2025 | Effective tax rate |
|---|---|---|---|---|
| New Baden | 9 | $135,000 | $3,405 | 2.5% |
| Aviston | 8 | $164,365 | $3,804 | 2.3% |
| Centralia | 2 | $31,000 | $611 | 2% |
| Carlyle | 4 | $123,000 | $2,218 | 1.8% |
| Breese | 15 | $225,000 | $3,939 | 1.8% |
| Trenton | 9 | $193,000 | $3,281 | 1.7% |
| Bartelso | 3 | $189,000 | $3,242 | 1.7% |
| Germantown | 3 | $190,000 | $3,150 | 1.7% |
| Albers | 3 | $274,000 | $4,171 | 1.5% |
| Beckemeyer | 5 | $140,000 | $1,856 | 1.3% |