During the fourth quarter of 2025, Girard property owners paid 3% of their home values in property taxes, a figure reported by BlockShopper.com that is more than 3.4 times the national average.
Data for the same period show that Girard’s median home sale price was $50,000, determined from seven sales. The median property tax bill in 2025 stood at $1,493, also representing 3% of the assessed median value.
The national average effective property tax rate for 2024 was 0.888%.
Within Macoupin County, Palmyra, Shipman, and Girard recorded the three highest property tax rates.
The reported 2025 effective property tax rate is based on estimated inflation data and the county’s 2023 tax rates. Actual rates may vary in some instances.
The national median home price increased in 2025, according to Redfin, reaching approximately $447,000 in June—up 1.13% from the year before. The platform’s data highlights a persistent mismatch between supply and demand, as there were 36% more sellers than buyers, translating to a gap of 508,715 homes. Redfin considers a housing market balanced when seller and buyer counts differ by no more than 10%.
The table below shows a comparison of Palmyra and other Macoupin County cities, listing their median effective property tax rates as calculated from fourth-quarter 2025 sales and tax data.
| City | Q4 2025 Sales | Q4 2025 Median Price | Median tax 2025 | Effective tax rate |
|---|---|---|---|---|
| Palmyra | 3 | $7,500 | $805 | 10.7% |
| Shipman | 2 | $34,125 | $1,291 | 3.8% |
| Girard | 7 | $50,000 | $1,493 | 3% |
| Bunker Hill | 7 | $105,900 | $2,161 | 2% |
| Mount Olive | 10 | $75,000 | $1,508 | 2% |
| Virden | 17 | $100,000 | $1,655 | 1.7% |
| Brighton | 9 | $148,000 | $2,426 | 1.6% |
| Carlinville | 21 | $132,000 | $1,840 | 1.4% |
| Wilsonville | 4 | $62,353 | $794 | 1.3% |
| Gillespie | 13 | $107,500 | $1,297 | 1.2% |
| Staunton | 28 | $149,950 | $1,604 | 1.1% |
| Benld | 9 | $87,000 | $852 | 1% |
| Medora | 2 | $120,450 | $957 | 0.8% |
